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Are Home Security Systems Worth It For A Woman Living Alone?

setting the home security alarm

Living solo has its perks, but it can also bring a few jitters, especially when odd noises creep in at night. Ever wondered if a modern home security system, complete with smart home devices and smart security cameras, could be your silent guardian?

Let’s explore why this investment might just be the game-changer for your sense of serenity.

Of course, it probably goes without saying that if you live in an area where property crimes are high, a home security system, especially those with extra features, can be an effective deterrent. Security recommendations often include having a system in such areas.

Are home security systems worth it for a woman living alone? Absolutely yes! A home security system, especially those with advanced security camera systems, is worth it for a woman living alone.

This basic security service can provide peace of mind knowing it can deter potential burglars and promptly alert authorities in case of a break-in.

With options ranging from DIY setups to professionally monitored systems by leading alarm companies, there’s a solution to fit every budget and need.

However, one should also consider the ongoing cost, additional installation cost, and equipment cost associated with these systems.

I am here to tell you from personal experience that these services, especially those offered by top security professionals, are worth the monthly monitoring fees that they charge.

Not to mention, some insurance companies might offer insurance discounts if you have a security system installed, which can offset the maintenance costs.

In today’s post, we’ll examine how effective home security systems are, including their various components like security cameras and wireless home security systems.

By the time you’re done reading, you’ll be able to make a clear decision for yourself about whether a home security system, complete with a security alarm, is the right solution for you.

You’ll also understand the implications of entering a long-term contract or multiyear contract with a security provider and the types of monitoring plans available.

Key Takeaways
1. Home security systems, especially those integrated with smart home devices, can provide peace of mind, especially for women living alone.
2. Residential properties accounted for 65.5% of all burglary offenses in 2018, according to the FBI.
3. Burglaries are more common during the day when people are out, and only 13% of all burglaries are successfully solved.
4. Monitored alarm systems, which include professional installation and monitoring by security professionals, offer more protection than unmonitored systems.
5. Wireless burglar alarms are great security devices for smaller homes, but for larger homes (over 4,500 square feet), wired alarms are recommended.
6. Medical alert devices can also provide extra safety, especially for older people or those living in one-person households.
7. Home security systems, especially those with outdoor cameras, can deter burglars and are worth investing in, considering the options for customizing to your budget and needs.

My Break-in Story

My late husband and I were living in Florida and our house, like many in Florida had French doors and a back patio and yard. The yard was fenced in and since the back fence was up against a back alley, we kept the gate locked.

Our community offered a large garbage pick-up service twice a year and residents were asked to place their items in the back alley (which is where garbage was picked up every week).

One weekend, we did just that and we spent a good part of the day hauling items to that back alley area up against our fence. I thought my husband had locked the fence and he thought that I had. Well, neither of us did!

Well, that evening, as I was sleeping, a light shining on my face woke me up. I saw a man holding a flashlight and walking through our bedroom. At first, I thought it was my husband but I soon realized he was sleeping next to me.

I froze and thankfully, the intruder got spooked when I tried to wake my husband up. He ran back through the French Doors in our bedroom. We had no security alarm! My husband felt we didn’t need the additional cost to our budget.

Well, I have to tell you that since then, I have used a security service in every single home that I have lived in!

Do You Really Need a Home Security System?

I get it – you’ve gone this long without paying a security service for a home security solution so why get one now? Is it really worth the time, effort, and possible prolonged expense (if your monitoring system has monthly subscriptions) to have one?

Well, if you’re of that mindset, then you’re probably assuming that a burglary couldn’t happen to you, right? You’ve likely made a lot of decisions around home buying to prevent such an incident, so you’re confident no one will be coming in your doors or windows!

You probably moved into a “good part” of town that’s regarded as safe and has little criminal activity. That doesn’t necessarily mean your home is free and clear of potential risk, though.

[In 2018,] burglaries of residential properties accounted for 65.5 percent of all burglary offenses.

Federal Bureau of Investigation (FBI)

According to Alarms.org, every 13 seconds, a home is burgled. Per year, 2.5 million burglaries occur. And, as you can see in the quote from the FBI, most of these – almost 66 percent – are break-ins.

If you think that criminals will wait until the cover of nightfall to attempt to rob a home, that’s not so either. There might actually be a greater risk of burglary during the day.

A study done by the University of North Carolina at Charlotte’s Department of Criminal Justice & Criminology reports that, “Burglaries occurred most frequently between 12:00pm and 4:00 pm. Only one in six burglaries occurred between 10:01 pm and 5:59 am (i.e., nighttime).

It seems that burglars prefer the daytime for break-ins because people are either out running errands or working. Their homes are easy targets in the eyes of a criminal.

Okay, so burglaries are a little more common than you thought. Surely, the police solve most of the break-ins though, right?

Turns out, not as often as you like to think. Alarms.org notes that only 13 percent of all burglaries are successfully solved.

For the others, they go unsolved mostly because there’s often no physical evidence or witnesses to help. That’s an 87% chance your case could go unsolved!

Is It Worth Having A Monitored Alarm?

Those stats were definitely eye-opening, right? Maybe it would be a good idea to consider professional monitoring services to add a layer of security to your home.

There is a difference between a monitored and unmonitored alarm, so let’s discuss those differences first.

Generally, unmonitored home alarm systems are those that you install at home on your own. The system may comprise of sirens, smoke detectors, glass-break sensors, door and window sensors, motion detectors, and a control panel you use to turn everything on or off.

In addition, the growing popularity of smart locks and other devices make a smart home security system a great idea for adding extra security at the touch of a button.

A pricier DIY home security system might even have some sort of camera system that captures video footage. With remote viewing apps, you should be able to review your unmonitored security system for suspicious activity when you’re at work, traveling, or otherwise on the go.

Compare that to a monitored alarm system. It should have the same components, but the main difference is that a monitored alarm system includes professional installation and monitoring by a security company.

If something goes amiss on your property – be it an attempted break-in or even an emergency like a fire – the monitoring center will contact the correct authorities, such as law enforcement or the fire department.

Rather than you having to monitor your home when you’re at work trying to finish a big project or on vacation trying to relax, the professional monitoring team does it for you.

Some monitored alarm systems even include automation features that can turn off your lights or lock your doors for greater safety when you’re away.

Monitored alarm systems are often more expensive than unmonitored alarms, that’s true. The level of protection and monitoring you get is worth that extra money, though.

Are Wireless Burglar Alarms Any Good?

We’ve talked about monitored versus unmonitored systems, but what about wired and wireless burglar alarms?

A wired alarm requires hard-wiring to install. Wireless systems read radio frequencies. Depending on the rate of those frequencies, the wireless alarm can tell something is amiss, releasing a siren that’s a painful 85 decibels or more.

Some wireless alarms can even contact the police.

Compared to wired burglar alarms, wireless alarms like this one from SimpliSafe are set up quickly and easily with no need for drilling required. There is also no risk of electrical shock by working with wires.

A side benefit is that if you don’t like where your wireless alarm is, you could always move it to a different location with ease.

Okay, but what if you lose power to your home or your Internet goes out? A good wireless alarm should have a battery backup that allows the alarm to function in the event of the above occurrences. That means you will receive uninterrupted monitoring.

Wireless burglar alarms are often a good option, but not always. You’ll want to spend a bit more money for a quality alarm, as the cheaper ones can be easily jammed up and thus rendered useless.

For a large home, wired alarms make more sense. That’s because wireless alarms can only work at about 500 feet out. After that, the radio frequencies are weak to the point of becoming useless.

Once your home surpasses 4,500 square feet, you should use a wired burglar alarm over wireless.

Tips on How to Choose a Home Security Company

When choosing among various alarm companies, it’s essential to consider the following:

Here are some tips to help you make an informed choice:

  1. Research and Reviews: Start by researching various security providers online. Look for customer reviews, both positive and negative, to get a sense of the company’s reputation.
  2. Accreditation: Ensure the company is accredited by recognized industry organizations. In the U.S., for example, the Electronic Security Association (ESA) is a leading trade association.
  3. Experience: Consider how long the company has been in business. A company with a long track record might be more reliable than a newer one.
  4. Equipment: Find out what type of equipment they offer. Is it modern and up-to-date? Can it integrate with smart home systems? How many motion detectors come with each package?
  5. Monitoring: Determine if they provide 24/7 monitoring services. Some companies might outsource their monitoring, so it’s essential to know who will be watching over your home.
  6. Contract Terms: Read the contract carefully. Look for the length of the contract, cancellation fees, and any hidden costs.
  7. Installation: Some companies offer DIY installation, while others provide professional installation. Decide which option is best for you.
  8. Pricing: Compare prices of different companies. Ensure you understand the upfront costs, monthly monitoring fees, and what’s included in the price.
  9. Customer Service: Test the company’s customer service by calling them with questions. See how responsive, knowledgeable, and friendly they are.
  10. Warranty and Maintenance: Check if they offer a warranty on their equipment. Also, inquire about maintenance services and costs.
  11. Mobile Access: In today’s digital age, having mobile access to your security system can be crucial. Ensure the company offers a robust mobile app.
  12. Customization: Can the system be customized to fit your needs? Whether it’s adding extra sensors or integrating with other smart devices, ensure the system can adapt to your requirements.
  13. Local Presence: A company with a local office or representatives can be beneficial, especially if you need quick service or face-to-face consultations.
  14. Testimonials: Ask the company for references or testimonials from current customers. This can give you a firsthand account of their experience.
  15. False Alarm Policy: Inquire about the company’s policy on false alarms. Some municipalities may charge for false alarms, so it’s essential to know how the company handles them.
  16. Backup Systems: Ensure the company has backup systems in place, like battery backups or redundant monitoring centers, in case of power outages or other emergencies.
  17. Ask Friends and Neighbors: Word of mouth can be a powerful tool. Ask friends, family, and neighbors about their experiences with home security companies.

Remember, the best home security company for you will align with your specific needs, budget, and preferences.

Whether you’re looking for basic security alarm systems or more advanced security camera systems with extra features, take your time, do thorough research, and make an informed decision.

Also, consider how the insurance policy of your home might be affected and if there are any potential insurance discounts for having a security system.

Always be wary of the long-term contract or multiyear contract implications and understand the full scope of your chosen monitoring plan.

Frequently Asked Questions

What is the average cost of a home security system?

The average cost to install a system is $475.00 and the average monthly costs range from $25 to $50 per month. Some services require a contract for a year or more and some are month to month.

Does having a home security system reduce homeowners insurance?

Yes, having a home security system can often lead to a reduction in homeowners insurance premiums. Insurance companies frequently offer discounts to homeowners who have installed security systems because these systems help mitigate the risk of theft, vandalism, and property damage. By having a monitored alarm system, motion sensors, surveillance cameras, and other security measures in place, your home becomes less susceptible to potential risks.

This article has affiliate or sponsored links. If you buy something through those links I may earn a small commission. This won’t cost you extra. I only recommend things I really think are good, not just to make money. For more details, see my Affiliate Disclaimer.

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