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What Is The Best Fireproof Safe For Home Use (2024)?

The best fireproof safe for home use is one that is U.L rated, has a certified minimum 1 hour fire rating, and has a fire seal to keep out smoke and water during a fire.

If you are thinking of investing in a fireproof safe, you are probably wondering what is the best one for home use.

It can be confusing because you can find a variety of safes that come with any number of features and benefits.

Obviously, the price of these safes will vary, too, depending on the features that you select.

Do Fireproof Safes Really Work?

According to the Safe And Vault Store, “Fireproof safes do a great job of protecting paper documents (and even small amounts of cash) from heat and smoke damage.” They do caution that this does not make them burglar-proof though.

This is because the metal that is used for most residential fireproof safes is very thin. It’s designed to hold the fire retardant materials that protect the documents you put inside, which means that the metal can be punctured or sawed pretty easily.

Because of this, it’s best to get a safe that is both burglar proof AND fireproof.

What Is The Difference Between Fireproof And Fire Resistant Safe?

The terms “fireproof” and “fire resistant” are often used interchangeably, but they do have distinct meanings.

A fireproof safe is designed to be completely impervious to heat and flames, meaning that the contents of the safe will remain completely unscathed in the event of a house fire.

Fire resistant safes, on the other hand, can survive direct exposure to some degree of extreme heat or flame for a certain amount of time before giving way.

The difference between these two types of safes comes down to how much protection you need for your valuables.

If you want complete assurance that you won’t lose any important documents or valuables in a house fire, then you should invest in a true fireproof safe.

However, if you just want to protect your important items from a minor fire, then a fire-resistant safe may be the better option for you.

No matter which type of safe you choose, it’s always wise to make sure that it is certified by a reputable manufacturer and has been tested in accordance with industry standards.

It’s also important to remember that most home fireproof safes are designed to withstand temperatures up to 1700 degrees Fahrenheit for at least 30 minutes (the time it typically takes for a house fire to spread).

Therefore, if you are planning on storing any kind of flammable material in your safe such as cash or documents, be sure to look out for one with an even higher temperature rating.

In addition to choosing the right type of fireproof safe, it’s also important to make sure that you have it installed at the correct location in your home.

Ideally, it should be placed on an upper floor as this will help to protect its contents from water damage.

Also, if you’re looking for a fireproof safe with some additional security features such as biometric locks or combination dials, these can often provide extra peace of mind when storing valuable items.

Will A Fireproof Safe Survive A House Fire?

Absolutely! Fireproof safes are designed to protect important documents and valuables from the ravages of fire.

They’re made with heavy-duty steel walls, insulated layers and secure locks – all designed to keep your items safe even in a catastrophic event like a house fire.

Fireproof safes are rated by the amount of time they can withstand extreme heat. The best fireproof safes can survive temperatures over 1,700 degrees Fahrenheit for up to two hours.

That’s long enough to give firefighters plenty of time to extinguish the blaze and save your cherished possessions.

There are several options out there for residential use, so choose one that fits your needs and budget. And remember – when it comes to protecting the things you care about most, no price is too high.

This one from Toleblid is a perfect example of what I consider a great option to protect valuable documents, small items like flash drives, jewelry and cash. It also can be used as a gun safe:

8.1 CU ft Extra Large Anti-Theft Home Safe Fireproof Waterproof with Two Departments, Heavy Duty Fireproof Waterproof Safe with Adjustable Shelf, Hidden Box for Home Business Office Valuables
  • ⭐⭐⭐⭐⭐【UPGRADE PACKAGING】:It was double boxed with plenty of padding surrounding the safe for enhanced durability during transportation. NOTE: WE PROVIDE PRETTY ROBUST RETURN POLICY.
  • 🔥🔥🔥【EXTRA LARGE HOME SAFE WITH DOUBLE SAFES】: Interior size:35″ x 17″ x 16″, and the weight is 149lbs. Great for storing handguns, thousands of ammo and valuables. The double-layer design can meet the needs of the whole family. The extra-large interior space allows you to hold almost any valuables, including laptops, pistols, jewelry, documents, cash, and more. BEST CHOICE FOR YOU TO PROTECT YOUR VALUABLES FROM THEFT.
  • 🔥🔥🔥【FIREPROOF CERTIFICATION】: Our home safe can endure 1 hour at 1700°F and keep interior temperatures safe for sensitive documents, money, jewelry, and valuables ; Meanwhile, the fireproof plasterboard acts as a flame insulating layer to help safe stand up to smoke. Provide double security for your valuables inside your personal safe.

This safe offers pry-resistant hinges and uses a digital keypad password in combination with a backup key to open the electronic lock (it also has an emergency key lock. The steel door is explosion-proof.

It has more than enough space to hold your items, plus it has an adjustable shelf, as well as a hidden small safe box in the bottom.

The manufacturer says it can endure 2 hours at a maximum temperature of 1700°F and still keep the interior temperature safe for the important things inside.


A good safe for a small space is the SentrySafe SFW123DSB model.

SentrySafe Fireproof and Waterproof Steel Home Safe with Dial Combination Lock, Secure Documents, Jewelry and Valuables with Bolt Down Kit, 1.23 Cubic Feet, 17.8 x 16.3 x 19.3 Inches, SFW123DSB
  • Fireproof safe is UL Classified to endure 1 hour at 1700°F and keep interior temperatures safe for irreplaceable documents, valuables, DVDs, and USBs; ETL Verified to withstand a 15 foot fall during a fire and remain closed
  • Waterproof safe is ETL Verified for 24 hours of protection in water up to 8 inches deep offering peace of mind in the event of a flood
  • Preset dial combination fire safe with secondary locking key for strong security; Combination safe features 4 live-locking bolts, steel construction, pry-resistant hinge bar, shelf, and bolt down hardware

This small fireproof safe has been UL Classified for 1 hour at 1700°F and will still keep the internal temperature safe for your contents. It is also ETL verified to be able to withstand a 15 foot fall during a fire and still stay closed.

In addition, this waterproof safe is ETL verified to provide 24 hours of protection in water up to 8 inches deep (think natural disasters like hurricanes or floods).

How Long Should A Safe Be Fireproof?

The short answer is that a safe should be fireproof for a minimum of one hour.

Many residential safes that are advertised as fireproof are actually only fire resistant. This is because they only have a fire rating of 30 minutes. Plus, in many cases this rating isn’t even a certified rating.

As I said in the opening paragraph, typically you want your fireproof safe to be U.L or U.S. rated and have a certified minimum 1 hour fire rating, PLUS a fire seal to keep out smoke and water during a fire.

A 1 hour fire rating means that theoretically a fire could burn for one hour at 1700 F before your safe would be destroyed (and your papers and items along with it).

If you get a safe with a less than one hour rating and your important stuff mostly likely won’t survive a house fire.

Where Is The Best Place To Put A Fireproof Safe?

Where you end up putting a fireproof safe depends on a few things:

  • How big is the safe?
  • Is it a wall or floor safe?
  • How heavy is it?

Obviously, a floor safe or wall safe will be most effective if you put them where they were intended to go (built into the wall or floor). The problem with both of these types is the size of the safe.

If a floor safe is too large, it will be harder to reach all the way to the bottom to retrieve an item.

If a wall safe is too large, you will have to locate it in a drywall area that has enough room to accommodate the safe behind it – for example, you likely couldn’t conceal it in the drywall between two bedrooms because it would stick out into the room behind it.

If you are placing a freestanding fireproof safe in your home, you should put it somewhere out of sight and consider bolting it down to the floor or to the wall.

Keep in mind that if it isn’t bolted down, it’s possible that a burglar could just take it with them (heavy or not) and open it at their leisure when they are in a safe place.

How Heavy Should A Home Safe Be?

The weight of a home safe can vary greatly, depending on its size and construction. Generally, the heavier it is, the more secure it will be against theft.

Most fireproof home safes are designed to withstand significant amounts of pressure, so they tend to be quite heavy when empty and even heavier when filled with items.

Even small fireproof safes can be pretty heavy.

It’s a good idea to consider the weight of your safe before purchasing to make sure it won’t be too difficult to move should you ever need to do so.

What Documents Should I Keep In A Fireproof Safe?

It depends on what you want to protect and how much of it you’d like to keep safe. Generally speaking, the most important documents that people store in a fireproof safe are birth certificates, marriage licenses, Social Security cards, passports and other forms of ID.

You may also want to consider keeping financial documents such as insurance policies, stock certificates and retirement account statements.

If you have any heirloom jewelry or family photos, these could also be stored in a fireproof safe for extra protection.

Additionally, some people use their home fireproof safes to store copies of important digital media files, such as tax returns or photos from computers and phones.

Some people also choose to keep firearms and ammo in their fireproof safes.

Whatever valuables or documentation you decide to keep in your fireproof safe, it’s important to consider the size and weight of the safe. A smaller safe can easily be hidden away in a closet or under a bed, while larger safes might require more permanent installation in a wall or floor.

When choosing a fireproof safe for your home, you should look for one that is certified to protect your items from high temperatures and flames.

In my opinion, you want a fire protection UL rating of at least UL Class 350 1 Hour, which means the fireproof box inside can withstand temperatures up to 1700°F (930°C) for at least an hour without damage to the contents.

You should also keep in mind that no safe is truly “fireproof,” so it’s essential to have smoke detectors installed around your home as well as an emergency evacuation plan in place.

Is A Fireproof Safe Worth It?

If you are concerned that your valuable items could be stolen or destroyed by fire, you should look into a fireproof safe because it will provide you with some security and a way to keep personal documents and money safe at home.

If it’s burglar proof, you’ll get even more peace of mind.

When shopping for a fireproof safe, make sure to look at the reviews and ratings.

Some of the best models on the market offer premium features such as water resistance or waterproofing and even burglary protection.

Additionally, pick a size that has a storage capacity big enough to fit all of your valuables without being too bulky or taking up too much space in your home.

Finally, consider adding extra security with an digital lock or electronic keypad entry door.

A fireproof safe is worth it – as long as you get a high quality, certified fire-rated safe.

Remember – you are keeping important papers (birth certificates, social security cards, passports, etc) and possessions in it – don’t cheap out on the safe!

Frequently Asked Questions Related To Fireproof Safes

Is it legal to store money in your house?

In most cases, it is not illegal to store money in your house. However, the legality of storing large amounts of money at home can vary by jurisdiction and should be checked with a local law enforcement agency before doing so.

If you do decide to store large amounts of cash in your home, it’s important to ensure that the safe or other secure storage unit you are using is properly fireproof and well secured. Also, check with your insurance provider to make sure that your policy covers any potential losses due to theft or fire damage.

Do all fireproof safes need to be aired out?

Fireproof safes will generally be made with durable materials, such as steel or stainless steel, that help to protect against water and moisture damage and don’t require any additional ventilation to stay dry. But this does not mean that they are immune from developing moisture issues over time, due to the moisture that could be in the safe’s contents.

It’s important to check your fireproof safe regularly for any signs of rust or corrosion, as these can be indicators of long-term moisture buildup inside the safe. If you notice any such signs, it’s best to consult with a locksmith about possible solutions or replacements before it causes serious damage to the interior of your safe.

Is it safe to store ammo in a fireproof safe?

Yes! Fireproof safes are designed with thick steel walls and heat-activated seals that protect your valuables from even the most extreme temperatures. You can store all sorts of items in a fireproof safe, including ammo and guns. Make sure to choose a safe that is large enough to accommodate all your ammo and gun needs and always follow safety protocols when handling them.

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